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Motor-insurance

The following are some frequently asked questions about motor insurance 。(Information is provided by Liberty International Insurance Limited)

  • 1. Does every driver need to buy motor insurance?
  • 2. Is it enough to buy just Third Party Liability coverage?
  • 3. Are there any age restrictions when buying Motor Insurance?
  • 4. What is the No Claims Bonus / Discount (NCD)?
  • 5. How is the insurance premium calculated?
  • 6. What is Excess?
  • 7. What are the advantages of insuring under your own name?
  • 8. If a claim towards the costs of repairs (comprehensive insurance) is needed, what should be done?
  • 9. What should I do if I want to understand more about motor insurance?